Ohio Medicare Guide

Medicare Advantage Options with Extra Help in Springfield, Ohio

Navigating Medicare is simpler with a neighbor. Kim Golphin helps Springfield residents explore plans that work with the Low-Income Subsidy and local healthcare providers.

Important: We do not offer every plan available in your area. Currently we represent UnitedHealthcare, CareSource, Devoted Health, and Anthem. Any information we provide is limited to those plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Licensed Ohio Medicare agent 4 carriers: UnitedHealthcare · CareSource · Devoted · Anthem 5.0★ on Google $0 to talk — ever

Living in Clark County means having access to quality care and supportive programs that help manage healthcare costs. If you qualify for the Low-Income Subsidy, also known as Extra Help, your Medicare Advantage experience in 2026 could include lower costs for your prescriptions and additional wellness benefits tailored to your lifestyle.

Understanding Extra Help in Clark County

The Extra Help program is a federal initiative designed to assist Springfield seniors with limited income in paying for their Part D prescription drug costs. When you have this subsidy, coordinating it with a Medicare Advantage plan can provide a streamlined approach to your healthcare delivery.

Kim Golphin specializes in explaining how these financial assistance programs interact with private insurance. By assessing your current status, she can help you understand how your benefits apply to local pharmacy visits and daily healthcare needs without the confusing jargon.

Local Care Networks in Springfield

A critical part of choosing a plan is ensuring your doctors are within the network. In Springfield, many residents prefer receiving care through Mercy Health Springfield or the Kettering Health Springfield network. Having a plan that aligns with these systems ensures your care remains local and convenient.

Medicare Advantage plans often coordinate care through these specific hospital systems. Whether you are visiting the Springfield Regional Medical Center or a local specialty clinic, Kim can help you verify which plans from authorized carriers include these facilities in their 2026 provider directories.

Authorized Carriers for 2026

Medicare Options with Kim works with a select group of authorized carriers to provide Springfield residents with reliable choices. For the 2026 plan year, Kim offers guidance on plans from UnitedHealthcare, CareSource, Devoted Health, and Anthem.

Each of these carriers offers different features that may appeal to those receiving Extra Help. From additional dental and vision benefits to wellness programs, these options are designed to provide comprehensive support beyond what Original Medicare offers alone.

Personalized Support with Kim Golphin

Choosing a Medicare plan is a personal decision that should be made with a trusted advisor. Kim Golphin is a licensed Ohio agent who understands the Springfield community and the specific needs of Clark County residents who qualify for financial assistance.

Instead of dealing with a national call center, you can speak directly with Kim. She provides a no-pressure environment where your questions are the priority, helping you feel confident in your healthcare coverage for the upcoming year.

Talk to Kim today

Free Ohio Medicare review. No pressure, no obligation, just clear answers.

Frequently asked questions

What is Medicare Extra Help and does it work in Springfield?
Extra Help is a program that helps pay for Medicare prescription drug plan costs. In Springfield, it works alongside Medicare Advantage plans to lower your out-of-pocket expenses for medications.
Can I keep my doctors at Mercy Health Springfield?
Many Medicare Advantage plans in Clark County include Mercy Health in their networks. Kim can help you double-check the 2026 provider directories to confirm your specific doctors are covered.
Do I need to reapply for Extra Help every year?
In many cases, your Extra Help status carries over, but changes in income or assets can affect eligibility. It is always wise to review your status and your plan details annually during the Enrollment Period.
Which carriers does Kim Golphin work with in Ohio?
Kim is authorized to offer Medicare Advantage plans from UnitedHealthcare, CareSource, Devoted Health, and Anthem. This allows her to provide a variety of options to Springfield residents.
Are there plans with zero monthly premiums in Springfield?
Many carriers offer plans with no monthly premium, especially for those who qualify for subsidies like Extra Help. Kim can review the available 2026 Springfield plans to see which ones fit your budget.
How can I contact Kim for a plan review?
You can reach Kim Golphin directly at (330) 715-3563. She offers warm, plain-English guidance to help you navigate your 2026 Medicare options in Springfield.

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