Ohio Medicare Guide

Columbus Medicare Advantage & Low-Income Subsidy Options

Navigating Medicare in Franklin County is easier with a local face. Discover how your Extra Help status works with UnitedHealthcare, CareSource, Devoted Health, and Anthem.

Important: We do not offer every plan available in your area. Currently we represent UnitedHealthcare, CareSource, Devoted Health, and Anthem. Any information we provide is limited to those plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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Living in Columbus means having access to some of the finest healthcare systems in Ohio, from OhioHealth to the OSU Wexner Medical Center. If you are currently receiving the Low-Income Subsidy, also known as Extra Help, your Medicare Advantage options in 2026 may provide the comprehensive coverage you need while keeping your out-of-pocket costs manageable.

Understanding Extra Help in Franklin County

Extra Help is a federal program designed to assist with the costs of Medicare prescription drug coverage. For many neighbors in Columbus, this subsidy can significantly lower monthly premiums and copayments at the pharmacy. When combined with a Medicare Advantage plan, these savings can help you focus more on your health and less on your bills.

It is important to know that your eligibility for Extra Help can influence which Medicare Advantage plans make the most sense for your specific situation. Kim Golphin is here to help you review how your current subsidy level aligns with the 2026 plan offerings available right here in Franklin County.

Leading Carriers for Columbus Residents

Medicare Options with Kim works with four primary carriers that serve the Columbus area: UnitedHealthcare, CareSource, Devoted Health, and Anthem. Each of these companies offers Medicare Advantage plans that coordinate with federal subsidies to provide a seamless healthcare experience.

By choosing a plan from these established carriers, you can often find networks that include major local providers like Mount Carmel. We can look at each carrier's provider directory together to ensure your favorite doctors and specialists are included in the plan you choose for 2026.

Accessing Local Healthcare Systems

One of the biggest advantages of living in Columbus is the proximity to world-class medical facilities. Whether you prefer the specialized care at OSU Wexner Medical Center or the community-focused services of OhioHealth, we can help you find a Medicare Advantage plan that keeps these systems within reach.

During our consultation, we will verify that your preferred hospitals and clinics are in-network. Maintaining your relationship with your current healthcare team is a top priority when we evaluate the 2026 plan updates and the benefits that matter most to you.

Personalized Support with Medicare Options with Kim

Choosing a Medicare plan shouldn't feel like a solo journey. Kim Golphin provides a warm, plain-English approach to help you understand the paperwork and the fine print. As a licensed agent, she focuses on finding the right fit for your lifestyle without any high-pressure sales tactics.

If you are ready to explore your 2026 Medicare Advantage options in Columbus, help is just a phone call away. We can discuss how your Extra Help status impacts your choices and ensure you feel confident in your coverage for the coming year.

Talk to Kim today

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Frequently asked questions

What is the Extra Help program for Medicare in Columbus?
Extra Help is a program that assists people with limited income and resources in paying for Medicare Part D prescription drug costs. In Columbus, this can lower your premiums and what you pay at local pharmacies.
Can I use my Columbus Medicare Advantage plan at OSU Wexner Medical Center?
Many plans from UnitedHealthcare, CareSource, Devoted Health, and Anthem include OSU Wexner in their networks. We can check the specific 2026 directory to confirm your plan's coverage for this system.
Does Kim Golphin charge a fee for helping me find a plan?
No, there is never a fee for a consultation with Kim Golphin. As a licensed agent, she is compensated by the insurance carriers, allowing her to provide local support to Franklin County residents at no cost to them.
Which carriers are available through Medicare Options with Kim?
Kim works with four major carriers in the Columbus area: UnitedHealthcare, CareSource, Devoted Health, and Anthem. This selection allows for a variety of plan features and provider networks to meet different needs.
How do I know if my medications are covered by a specific plan?
Each Medicare Advantage plan has a formulary, which is a list of covered drugs. We can review your current prescriptions together to see how they are categorized by the carriers we represent for the 2026 year.
Can I switch my Medicare Advantage plan if I have Extra Help?
Individuals with Extra Help may qualify for a Special Enrollment Period, allowing for plan changes outside of the standard windows. Contact Kim Golphin at (330) 715-3563 to see if you are eligible to update your coverage.

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