Ohio Medicare Guide

Medicare and Medicaid Coverage Options in Columbus for 2026

If you have both Medicare and Medicaid, you may qualify for a plan that coordinates your care and offers extra support. Kim Golphin is here to help you understand your choices.

Important: We do not offer every plan available in your area. Currently we represent UnitedHealthcare, CareSource, Devoted Health, and Anthem. Any information we provide is limited to those plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Licensed Ohio Medicare agent 4 carriers: UnitedHealthcare · CareSource · Devoted · Anthem 5.0★ on Google $0 to talk — ever

Living in Columbus means having access to some of the most respected medical facilities in Ohio. For residents of Franklin County who are 'dual-eligible'—meaning they qualify for both Medicare and Medicaid—there are specialized Medicare Advantage plans designed to help bridge the gap between these two programs. Navigating these options shouldn't be stressful, and you don't have to do it alone.

Connecting Columbus Healthcare Resources

In the Columbus area, having a plan that aligns with local providers is essential for a smooth healthcare experience. Many residents prefer to stay within established networks like OhioHealth, Mount Carmel, or the OSU Wexner Medical Center. Medicare Advantage plans for dual-eligible individuals often focus on keeping your doctors and specialists coordinated.

Medicare Options with Kim focuses on helping you find a path that respects your existing relationships with Franklin County physicians. By choosing a plan that works with major local health systems, you can focus more on your health and less on the paperwork.

Understanding Your 2026 Choices

Each year, the available plans for those with both Medicare and Medicaid can change. For 2026, it is important to review how these plans coordinate your hospital visits, primary care, and prescription drugs. These specialized plans are often referred to as Dual Special Needs Plans (D-SNPs).

Kim Golphin works with authorized carriers to provide you with clear, plain-English information about your options. Our goal is to ensure you feel confident in how your coverage works within the Columbus medical community.

Support for Franklin County Residents

Living on a fixed income while managing health needs requires a careful approach to insurance. Dual-eligible plans are specifically tailored for individuals who need comprehensive support. These plans often include features that go beyond what original Medicare offers alone.

Whether you are near the Short North, Westerville, or Grove City, Kim provides localized service to all of Franklin County. We take the time to listen to your specific needs before discussing any plan details, ensuring the conversation is always at your pace.

Simple Enrollment Conversations

Medicare doesn't have to be a complicated puzzle. At Medicare Options with Kim, we prioritize a warm and non-pushy environment. We believe that an informed neighbor is a happy neighbor, and we are here to answer every question you have about the 2026 landscape.

If you are ready to look at what UnitedHealthcare, CareSource, Devoted Health, or Anthem have to offer in Columbus, reaching out is the first step. We can discuss your current Medicaid status and how it integrates with your Medicare benefits.

Talk to Kim today

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Frequently asked questions

What is a dual-eligible Medicare Advantage plan?
A dual-eligible plan is a type of Medicare Advantage plan specifically for people who have both Medicare and Medicaid. These plans help coordinate benefits and often provide extra support for those who qualify.
Can I keep my doctors at OSU Wexner Medical Center or OhioHealth?
Plan networks vary by carrier, but many Medicare Advantage plans in Columbus include major systems like OSU Wexner, OhioHealth, and Mount Carmel. Kim can help you verify if your specific doctors are in-network.
Are there specific carriers Kim Golphin works with in Columbus?
Yes, Kim works with several authorized carriers in the Franklin County area. These include UnitedHealthcare, CareSource, Devoted Health, and Anthem.
When can I switch to a dual-eligible plan in Franklin County?
Individuals with both Medicare and Medicaid often have a Special Enrollment Period (SEP). This allows for plan changes at specific times throughout the year, rather than just during the fall Annual Enrollment Period.
Is there a cost to work with Kim Golphin?
No, there is no cost to you for Kim’s services. As a licensed agent, she provides information and enrollment assistance to the Columbus community at no charge to the consumer.
How do I know if I qualify for a dual-eligible plan?
Qualification is based on your enrollment in both Medicare Part A and B, as well as receiving assistance from the Ohio Department of Medicaid. Kim can help you review your status and find matching plans.

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