Ohio Medicare Guide

Medicare & Medicaid Support for Springfield Residents

If you have both Medicare and Medicaid, you may qualify for a D-SNP plan that offers extra help with your prescription drug costs and daily healthcare needs in Clark County.

Important: We do not offer every plan available in your area. Currently we represent UnitedHealthcare, CareSource, Devoted Health, and Anthem. Any information we provide is limited to those plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Licensed Ohio Medicare agent 4 carriers: UnitedHealthcare · CareSource · Devoted · Anthem 5.0★ on Google $0 to talk — ever

Medicare Options with Kim is here to help Springfield residents navigate the complexities of Dual-Eligible Special Needs Plans (D-SNP). If you are balance-billing your budget between groceries and high prescription costs, these plans are specifically designed to provide extra support for those who qualify for both Medicare and Medicaid assistance.

Managing Your Prescriptions in Clark County

High out-of-pocket costs for medications can be a significant burden for seniors and individuals with disabilities in Springfield. D-SNP plans are structured to coordinate your various benefits, often resulting in lower predictable costs for your necessary prescriptions.

When we look at your options, we focus on how your specific medications are covered. Whether you pick up your refills at a local pharmacy or prefer home delivery, the goal is to ensure your coverage works as hard as possible for you.

Access to Local Springfield Healthcare

Keeping your existing doctors is a top priority. Many D-SNP options in the Springfield area include networks that feature providers from Mercy Health - Springfield Regional Medical Center and Kettering Health Springfield.

By choosing a plan that aligns with these major Clark County health systems, you can maintain continuity of care. I can help you verify if your primary care physician or specialist is within the network of the plan you are considering.

Our Authorized 2026 Carrier Options

I am proud to offer plan options from a select group of respected carriers. In the Springfield area, we can explore D-SNP choices from UnitedHealthcare, CareSource, Devoted Health, and Anthem.

Each of these carriers offers unique ways to manage your healthcare. We will look at how their specific Clark County networks and drug formularies align with your personal health history to find a comfortable fit for your lifestyle.

Personalized Guidance with Kim Golphin

Choosing a Medicare plan is a personal decision that shouldn't feel rushed or overwhelming. My approach is to listen first and explain your options in plain English, ensuring you understand how your Medicaid and Medicare benefits interact.

Whether you are just becoming eligible or looking to update your coverage for 2026, I am available to answer your questions over the phone. Let's work together to address your concerns about drug costs and local doctor access.

Talk to Kim today

Free Ohio Medicare review. No pressure, no obligation, just clear answers.

Frequently asked questions

What is a Dual-Eligible Special Needs Plan (D-SNP)?
A D-SNP is a type of Medicare Advantage plan designed for people who have both Medicare and Medicaid. These plans help coordinate benefits and often provide extra features beyond original Medicare.
How can a D-SNP help with my high prescription drug costs?
D-SNP plans include Medicare Part D prescription drug coverage. Because they are designed for those with Medicaid, members often qualify for 'Extra Help,' which significantly reduces copays for medications.
Can I keep seeing my doctors at Mercy Health Springfield?
Many D-SNP plans in Springfield include Mercy Health and Kettering Health in their networks. I can help you check the specific provider directory for UnitedHealthcare, CareSource, Devoted Health, or Anthem.
Is there a specific time I must enroll in a D-SNP?
If you have both Medicare and Medicaid, you may qualify for a Special Enrollment Period. This allows you to join or switch plans during certain times of the year outside of the standard windows.
Will I lose my Medicaid benefits if I join a D-SNP?
No, you do not lose your Medicaid benefits. A D-SNP is simply a way to receive your Medicare and Medicaid benefits through a single plan for better coordination of care.
Does it cost anything to work with a licensed agent like Kim?
No, my services are provided at no cost to you. I am here to help you compare plans from Anthem, UnitedHealthcare, Devoted Health, and CareSource to find the right 2026 coverage.

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