Navigating both Medicare and Medicaid can be confusing. Kim Golphin makes it simple to understand your dual-eligible options so you can focus on your health and your family.
If you are a resident of Elyria or Lorain County and qualify for both Medicare and Medicaid, you may be eligible for a specialized type of coverage known as a Dual-Eligible Special Needs Plan (D-SNP). These plans are designed to coordinate your state and federal benefits into one streamlined experience. Kim Golphin is here to help you understand how these plans work in plain English, ensuring you have the information you need to make an informed choice for 2026.
Dual-eligible plans are specifically for neighbors who have both Medicare and some level of Medicaid assistance. In Lorain County, these plans often provide extra support for those who need it most, helping to bridge the gap between your different types of coverage.
Choosing a D-SNP means your care is managed under a single umbrella. This can help simplify the process of seeing your doctors and obtaining the supplies you need to stay healthy in our Elyria community.
When selecting a plan, it is important to consider where you prefer to receive healthcare. Many residents in the Elyria area look for coverage that includes local systems like University Hospitals Elyria Medical Center or Mercy Health - Lorain Hospital.
As your local agent, Kim checks to see which plans are accepted by your primary care physicians and specialists. This ensures that the transition into a 2026 plan is as smooth as possible for your specific medical needs.
In the 2026 plan year, several well-known carriers offer options for dual-eligible individuals in Ohio. Each has different networks and service structures that may suit your lifestyle better than others.
Kim Golphin works with the following authorized carriers to provide you with a variety of choices:
Medicare isn't one-size-fits-all, and D-SNP plans are no exception. Having a local Ohio agent means you have someone to call when you have a question about a letter in the mail or a change in your health status.
Medicare Options with Kim is dedicated to serving the Elyria community with warmth and patience. There is never any pressure to enroll—only a commitment to helping you find the right path for your situation.
Free Ohio Medicare review. No pressure, no obligation, just clear answers.