If you have both Medicare and Medicaid in Montgomery County, specialized Dual-Eligible plans may help coordinate your care and provide additional support for medication costs.
Living in Dayton means having access to quality local healthcare, but balancing multiple prescriptions can often feel overwhelming for those on a fixed income. Dual-Eligible Special Needs Plans (D-SNP) are specifically designed for neighbors who qualify for both Medicare and Medicaid, offering a way to simplify your coverage while focusing on the benefits that matter most to your health and wallet.
When you choose a D-SNP in Montgomery County, it is important to ensure your plan works seamlessly with the doctors you already trust. Many residents rely on the extensive networks provided by Kettering Health and Premier Health for their primary and specialized medical needs.
Medicare Options with Kim focuses on helping you verify that your preferred providers and facilities, including Dayton Children's for family-based care needs, are included in the 2026 networks for the carriers we represent.
For many dual-eligible individuals, the cost of monthly medications is a primary concern. D-SNP plans are structured to work alongside ‘Extra Help’—a federal program that assists with Part D costs—to help lower what you pay at the pharmacy counter.
By reviewing your current medication list, we can look at how different plans categorize your prescriptions. This helps ensure you are looking at options that provide stable coverage for your specific maintenance drugs throughout the year.
D-SNP plans often go beyond what Original Medicare offers by providing supplemental benefits that coordinate with your Medicaid coverage. These features are designed to support a healthier lifestyle and reduce out-of-pocket stress for Dayton residents.
While every plan is different, these options often include assistance with routine vision, dental, and hearing services. Some plans may also offer credits for over-the-counter health items, which can be a significant help for your monthly budget.
Choosing a health plan is a personal decision that should be made with a clear understanding of all your options. Kim Golphin provides one-on-one assistance to help you navigate the 2026 plan changes without any pressure or complex jargon.
As a licensed agent in Ohio, Kim’s goal is to ensure you feel confident in your coverage. We can meet via phone or video to discuss your specific needs and see which D-SNP aligns with your health goals and your budget.
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